Category Archives: Business Loans


Tips to Spend Your Business Loan Smartly

Tips to Spend Your Business Loan Smartly

When you receive your business loan, it’s tempting to run out to start spending money. Let’s face it, it’s human nature to want to enjoy the finer things in life, however, if you aren’t careful with your business loan spending you can quickly find yourself in trouble. All too often, business owners receive their loan and begin to run out to make large unnecessary purchases….

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Financial Tips for Startups

Financial Tips for Startups

When you start a new business, you’re very optimistic for the future. You never stop to think that your dream may actually fail, but the reality is that it might. You will face tough times ahead. If you want to survive those tough times, you need to prepare in advance to better protect your business from the challenges you’re going to face. Business Loans Direct…

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Big Banks Decrease Loans to Small Businesses

Big Banks Decrease Loans to Small Businesses

Small businesses are having an increasingly difficult time receiving loans from big banks, even as the economy recovers. According to filings by the federal regulatory, 10 of the largest banks in the U.S. lent $44.7 billion in 2014, which is a 38 percent decrease since the 2006 peak of $72.5 billion. As big U.S. banks are making fewer loans to small businesses, the market for…

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Best Reasons to Get a Small Business Loan

Best Reasons to Get a Small Business Loan

Deciding whether or not to get a small business loan is a tough choice that shouldn’t be taken lightly. Getting a loan for the wrong reasons can easily drag down your business and ultimately lead to too much financial debt. However, there are also many good reasons why you should seek a loan, which can lead to the growth and success of your business. Business…

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How to Use Online Business Loans to Build Business Credit

How to Use Online Business Loans to Build Business Credit

Small businesses need a positive credit history in order to climb the ladder of success; however, many small businesses find this easier said than done. A poor credit history will prevent you from applying for traditional loans and will hurt you should you need financing for equipment or other business expenses. It’s important to build a positive business credit history before you need extra working…

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Business Credit Card vs. Business Loan: Which is right for your business?

Business Credit Card vs. Business Loan: Which is right for your business?

According to a survey by Wasp Barcode Technologies, 42 percent of companies with 11 to 50 employees have cash flow problems, causing many to consider alternative options to receive the cash they need. Often, businesses turn to a business credit card or business loan to receive the funds they need, however, depending your specific needs, only one may be the right option for your business….

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Top Ways to Fund a Startup

Top Ways to Fund a Startup

When you’re creating a startup, there are a number of ways you can receive the funds you need. However, it can be confusing trying to determine the best route to go. And, some of those routes may not be a viable option, causing you to fail getting the startup funds you need. Business Loans Direct has a list of the top ways to fund a…

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Small Business Loans for Emergencies

Small Business Loans for Emergencies

At one point or another, every small business will experience an emergency where extra cash will be needed—whether for a repair, sudden loss of inventory, or a natural disaster. During times such as these, extra funding will be needed to overcome the crisis. Often, you can’t sit around to wait to be approved for a traditional loan. You need cash fast and it may seem…

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Business Loans Direct Reports Why Small Businesses No Longer Want Bank Loans

Business Loans Direct Reports Why Small Businesses No Longer Want Bank Loans

Bank funded loans were the go-to source for small businesses to receive the funds they need. However, according to new surveys and data, more and more small businesses no longer seek financial funding from traditional bank loans. Business Loans Direct is here to explain the shift in business funding. Financial Uncertainties Although the economy is slowly recovering, it is still playing a large role in…

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Purchasing a Business with Alternative Financing Options

Purchasing a Business with Alternative Financing Options

Whether you’re looking to expand your current business ownership or want to purchase your first business, acquiring ownership over an already established business can be difficult. Securing the financing you need to purchase the new business is a challenge, especially if you don’t have the financial resources for the full cost. Even if you don’t have the financial means to purchase the business, you aren’t…

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