Merchant Loans



Business Loans Direct

Merchant Loans

At, we offer merchant loans for business owners seeking funding for business needs including new equipment, expansion, marketing, inventory and much more—whatever your business needs to grow. Our merchant cash advances are the perfect solution for maintaining and expanding your small business. Our simple online application and approval process will get you the funds you need in days, or hours, not weeks.

Unlike traditional financing options from banks and credit unions, we work with you regardless of your personal credit, so your application is not determined by a poor credit history. We also completely eliminate the strict, tedious and lengthy requirements of traditional financial institutions. Plus, we don’t report to credit agencies to protect your debt to income ratio.

At, we offer an alternative solution for modern-day business funding. We provide business owners with a simple application process and ultra fast approvals, so you will have the funds you need in as few as 72 hours. Then, pay back the funds with our convenient and flexible payment terms. From start-up companies to medical businesses and restaurants, our experienced loan counselors work with you to custom tailor a merchant loan that fits your businesses financial needs.

We only require that you have been in business for three months to be eligible for financing with us. Rather than focusing on rigorous credit scores, other factors are taken into consideration such as credit card sales, bank deposit history and tax standings. We are not worried about your past when reviewing your application because we are focused on your future abilities. We are happy to be your partner in securing your future.

When acquiring a business loan with our company, you will have the option of choosing from several offers that have different rates and factors, so you can determine what works best for you and your business. With our alternative business funding, you can do whatever you see fit with your funds. We call it a no strings attached loan and we want you to use your financing for whatever your company needs to increase revenue.

The maximum amount that can typically be borrowed on our merchant cash advances is $250,000 per business location; however, this is also a case-by-case scenario. If a business is solidified and can substantiate a loan of that size and even possibly more, we do have the ability to entertain those loan options as well. We will work hard to make sure we offer you the best small business loan available.

Each of our merchant advances have their own set of individualized terms and conditions for repayment, including the length of the loan, repayment amount and interest rates. We offer business owners flexible payment options for hassle-free repayment. There are also no set fees or monthly payments with

Our merchant cash advances are a great alternative to the traditional loan options from strict financial institutions. We do not require personal collateral, so your assets will always be protected when securing a loan with us. You will never experience a delay in receiving the funding you need to successfully maintain your business.

We do not consider you a "high risk" loan applicant like banks and institutions might. Instead, we'll look at your potential sales and create cash solutions that will work for you and your business.

When you work with us, a few of the benefits you’ll received include:

  • Easy application process
  • Quick approval
  • Rapid release of funds
  • No personal collateral
  • Flexible repayment options
  • Affordable rates
  • No reporting to credit agencies
  • No personal guarantee

Let us ease the pain of receiving business funds by submitting your online application today. We can help with your financial needs and ensure your continued success.

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